Insurance Claims Assistance
It Pays to Have the Experts on Your Side
Your home endures damaging situations year after year, from strong winds and heavy rain to scorching sun and extensive snowfall. Unfortunately, inclement weather and unexpected storms can take a toll on your home when you least expect it. Advantage Construction is here for you to provide guidance and support through the insurance claim process, so you can have your home back to normal in no time.
Our team includes only industry-leading experts who are familiar with storm damage and the insurance claim process. By choosing Advantage Construction for your storm damage repairs, we guarantee you’ll receive remarkable guidance and assistance to ensure you receive the compensation and repairs you deserve.
What Is Storm Damage?
Inclement weather occurs more frequently than homeowners may think. As a homeowner, it’s vital to take proper preventative measures to keep your home safe from unexpected storm damage. Regular maintenance and installing a home security system are practical precautionary measures, but unpredictable weather can happen when we least expect it. When inclement weather occurs, it can cause damage to your home and belongings that can be costly, making it vital that you are familiar or have assistance with the homeowners insurance claim process. Many homeowners insurance policies cover the following storm damage scenarios:
- Ice storms
- Hail damage
- Lightning strikes
- Fallen trees
- Power surges
Storm damage can appear in various forms, from water damage in your attic or ceiling and curled or missing roof shingles to broken or damaged roof flashing and winter ice damming. Here at Advantage Construction, we’re aware of how stressful repairing your home after a storm can be. Our home experts are here to help you navigate the insurance claim process to ensure you get the compensation and home repairs you need.
What Is Insurance Claim Assistance?
Owning a home comes with needing a homeowners insurance policy to cover fire or storm damage, injuries on your property, and more. Homeowners must be familiar with their insurance policy, so any exclusions, limits, and add-on provisions are noted. The Advantage Construction team is here to guide and assist you through the insurance claim process because we know how challenging and confusing it can be, especially when the damage has affected your home. We will be available from beginning to end to ensure the claim is documented correctly, perform a thorough home inspection, communicate with your insurance company, make repairs, and answer any questions. It is our goal to repair your home, so it looks like new.
Our Insurance Claim Assistance Process
Understanding your insurance coverage is incredibly essential, and if there are any areas you’re unsure of, our home experts are here to help you understand. Here at Advantage Construction, we have a simple insurance claim assistance process that is effective and will allow household members to get back to a routine quickly.
Inclement weather can quickly take a turn for the worst, meaning storm damage is often unexpected. If your home experiences storm damage, you must move quickly to ensure you can file and process your insurance claim within the insurance deadline. Contact the Advantage Construction team if you notice any storm damage, so we can guide you through the insurance claim process and inspect your home to get an overview of the damage caused. While it may seem like the next step to start cleaning up, you must leave all damage “as is” and document anything you can. Documentation can include photos or a video of the damage, a valued list of household items that have been damaged, newspaper clippings or announcements regarding the storm, receipts or additional living expenses, and more. Being thorough in your insurance claim preparation is worthwhile as proper documentation and proof of damage will help move along the claim process.
After receiving your inquiry about storm damage to your home, we’ll have one of our storm damage experts visit your property to perform a free home inspection. We pride ourselves in thorough and honest storm damage inspection, meaning we have your best interest in mind every step of the way. The Advantage Construction team is extensively trained to recognize damage, so at the end of your home inspection, we’ll be able to tell you whether the damage to your home can be filed as a claim. Our experts will inspect the following areas during your home inspection:
- Exterior walls
- Fascia and soffits
- Entry doors
- Crawl spaces
- Gutters and downspouts
- Driveways and walkways
- Decks, railing, and fences
Once our team has completed your home inspection, it’s time to file your insurance claim if applicable. Upon contacting your insurance company, a claim number and an insurance adjuster will be assigned to your case. The insurance company’s adjuster will visit your property to assess the damage and estimate the projected cost of repairs. The adjuster’s responsibility is to help your insurance company determine how much will be paid out for your home’s replacements and repairs. The Advantage Construction team will be there to represent you, provide any documented damage to the adjuster, and ensure all damage is getting accounted for. If you’re unhappy with the insurance company’s payout, a public adjuster can independently assess the cost of the damage and further represent you when you appeal.
By this point, you’ve had the Advantage Construction team conduct a free home inspection, have documented all damage, filed a claim with your insurance company, and had an insurance adjuster visit your property to conduct an assessment of their own. Our experts will present a detailed estimate of your storm damage repair costs to your insurance company, including necessary materials and labor. The homeowners insurance company will review the estimate and issue an official report that outlines the funds you’ll receive in compensation. Once the official report is received, it means your claim has been approved, and the contract can be signed. After the insurance company has signed the contract, our team will begin repairs and construction.
Our team will discuss installation details before construction begins, such as materials, colors, warranties, and possible upgrades. Advantage Construction has your best interest in mind and is eager to restore your home to one you’ll love for years to come. The construction time frame can vary depending on the severity of the damage, but we’ll work to get it completed quickly. Once construction is completed, a certified invoice will be submitted to your insurance company to review and close your claim. The Advantage Construction team strives to resolve any storm damage construction case within the insurance deadline, so you can have your life back on track without running into any obstacles.
Advantage Construction Is Here for You Every Step of the Way
Enduring damage from a storm can be stressful and emotional, but the Advantage Construction experts can help you navigate the insurance claim process from start to finish. Most insurance companies put timelines on filing claims and completing repairs, making it vital that your construction project stays on schedule and within the deadline. Regardless of your home’s size or the level of damage, Advantage Construction is here to help you navigate your insurance claim and ensure all needs are met. Contact our team today to schedule your free storm damage inspection!