Insurance Claims Assistance
It Pays to Have the Experts on Your Side
Your home endures damaging situations year after year, from strong winds and heavy rain to scorching sun and extensive snowfall. Unfortunately, inclement weather and unexpected storms can take a toll on your home when you least expect them. Advantage Construction is here for you to provide guidance and support through the insurance claim process, so you can have your home back to normal in no time.
Our team includes only industry-leading experts who are familiar with storm damage and the insurance claim process. By choosing Advantage Construction for your storm damage repairs, we guarantee you’ll receive remarkable guidance and assistance to ensure you receive the compensation and repairs you deserve.
What Is Storm Damage?
Inclement weather occurs more frequently than homeowners may think. As a homeowner, it’s vital to take proper preventative measures to keep your home safe from unexpected storm damage. Regular maintenance and installing a home security system are practical precautionary measures, but unpredictable weather can happen when we least expect it. When inclement weather occurs, it can cause damage to your home and belongings that can be costly, making it vital that you are familiar with and have assistance with the homeowners insurance claim process. Many homeowners insurance policies cover the following storm damage scenarios:
- Windstorms
- Tornados
- Ice storms
- Hail damage
- Lightning strikes
- Wildfires
- Fallen trees
- Power surges
Storm damage can appear in various forms, from water damage in your attic or ceiling and curled or missing roof shingles to broken or damaged roof flashing and winter ice damming. Here at Advantage Construction, we’re aware of how stressful repairing your home after a storm can be. Our home experts are here to help you navigate the insurance claim process to ensure you get the compensation and home repairs you need.
What Is Insurance Claim Assistance?
Owning a home requires a homeowners insurance policy to cover fire or storm damage, injuries on your property, and more. Homeowners must be familiar with their insurance policy, including any exclusions, limits, and add-on provisions. The Advantage Construction team is here to support you through the insurance claim process. We know how challenging and confusing it can be, especially when the damage has affected your home. We’ll assist from start to finish, ensuring proper documentation, thorough inspections, communication with your insurance company, and necessary repairs. Our goal is to restore your home to like-new condition.
Our Insurance Claim Assistance Process
Here at Advantage Construction, we have a simple insurance claim assistance process that is effective and helps household members get back to a routine quickly.
Inclement weather can quickly turn for the worse, making storm damage often unexpected. If your home sustains storm damage, it’s important to act quickly to file and process your insurance claim before the deadline. As soon as you notice any damage, contact the Advantage Construction team for insurance claim assistance and a home inspection. While it may seem like the next step is to start cleaning up, leave the damage “as is” and document everything you can. Documentation for your insurance claim should include photos or videos of the damage, a list of damaged items, storm-related newspaper clippings, receipts, and records of living expenses. Being thorough in your preparation will help expedite the claim process.
After receiving your inquiry about storm damage to your home, we’ll have one of our storm damage experts visit your property to perform a free home inspection. We pride ourselves on thorough and honest storm damage inspection, meaning we have your best interest in mind every step of the way. The Advantage Construction team is extensively trained to recognize damage, so at the end of your home inspection, we’ll be able to tell you whether the damage to your home can be filed as a claim. Our experts will inspect the following areas during your home inspection:
- Roof
- Exterior walls
- Fascia and soffits
- Windows
- Entry doors
- Crawl spaces
- Gutters and downspouts
- Driveways and walkways
- Decks, railing, and fences
- Trees
Once our team has completed your home inspection, it’s time to file your insurance claim if applicable. Upon contacting your insurance company, a claim number and an adjuster will be assigned to your case. The adjuster will visit your property to assess the damage and estimate repair costs. The adjuster helps your insurance company decide how much to pay for your home’s repairs and replacements. The Advantage Construction team will represent you, document damage for the adjuster, and ensure all damage is noted. If you’re dissatisfied with the insurance payout, a public adjuster can assess the cost of damage and help with your appeal.
By this point, you’ve had the Advantage Construction team conduct a free home inspection, document the damage, file a claim with your insurance, and have an adjuster assess your property. Our experts will provide a detailed estimate of your storm damage repair costs to your insurance company, covering necessary materials and labor. The homeowners insurance company will review the estimate and issue an official report detailing your compensation. Once the official report is received, your claim has been approved, and the contract can be signed. After the insurance company has signed the contract, our team will begin repairs and construction.
Our team will discuss installation details before construction begins, including materials, colors, warranties, and upgrades. Advantage Construction prioritizes your needs and is committed to restoring your home. The construction time frame can vary depending on the severity of the damage, but we’ll work to get it completed quickly. Once construction is complete, a certified invoice will be submitted to your insurance company for review and to close your claim. The Advantage Construction team strives to resolve any storm damage construction case within the insurance deadline, helping you get back on track smoothly.
Advantage Construction Is Here for You Every Step of the Way
Enduring damage from a storm can be stressful and emotional, but the Advantage Construction experts can help you navigate the insurance claim process from start to finish. Most insurance companies set timelines for filing claims and completing repairs, making it vital that your construction project stays on schedule and meets the deadline. Regardless of your home’s size or the level of damage, Advantage Construction is here to help you navigate your insurance claim and ensure all needs are met. Contact our team today to schedule your free storm damage inspection!