Flexible Financing Options for Minnesota Homeowners

Get Your Project Done Now. Pay Over Time.

Roofing, siding, windows, or gutters — the Advantage Construction Consumer Credit Center gives you flexible ways to pay, with our team helping you every step of the way.

4.8★ · 700+ Google Reviews | Owens Corning Platinum Preferred | BBB A-Rated Since 2013 | Backed by $30M+ Annual Sales

Which Financing Option Fits Your Project

Most contractors hand you a brochure and send you to a bank’s website to apply. We don’t. The Advantage Construction Consumer Credit Center is our own financing program: multiple payment options, and support from our team from the first call to the final walkthrough. We’re with you every step of the way. You work with Advantage Construction the whole way through.

Payment Options Through Our Credit Center

Each card currently ends after its last checkmark. Under each button: You’ll be taken to a secure site to complete this step.

12 Months Same As Cash

Take care of your project today and pay it off interest-free within 12 months. Our most popular option for homeowners who want the flexibility of monthly payments without the long-term interest.

Low Monthly Payment Plan

Spread the cost of your project over a longer term and keep your monthly payment as low as possible. Perfect for larger projects or homeowners who prefer predictable, budget-friendly payments.

Home Equity Line of Credit (HELOC)

For your largest projects, a Home Equity Line of Credit lets you leverage your home’s existing equity to fund major roofing, siding, and remodeling work at competitive rates.

*Terms, rates, and promotional periods vary by applicant and are set by our lending partners; final terms are disclosed before you sign anything.

How It Works

Getting financing through the Advantage Construction Consumer Credit Center is simple. Just a few steps from your first call to a finished project.

DISCOVERY

You see our website or ad with financing mentioned under the Advantage Construction name, not a bank.

CONSULTATION

During your free inspection, we present the Consumer Credit Center and walk you through the payment options that fit your project.

APPLICATION

You apply online in minutes through a secure form. Our team is a call away if you have questions.

APPROVAL

You get approved and review your payment plan. Decisions are often made in minutes.

WE GET TO WORK

Once approved, we schedule your project and handle the rest.

REFERRAL

You tell your neighbor about the financing Advantage Construction offered. The trust and the relationship stay with us.

Why Finance Your Project

A full roof replacement typically runs $11,500–$27,000+, depending on home size, and siding, window, and gutter projects carry their own ranges. Financing lets you:

Replace storm-damaged or aging roofing, siding, windows, or gutters now instead of waiting
Avoid draining savings or putting the project on a high-interest credit card
Cover the gap between an insurance payout and full replacement cost
Spread the cost of upgrades not covered by insurance (windows, gutters, attic insulation)

A delayed roof, siding, or window repair rarely stays small. It tends to get more expensive the longer it waits. Financing through the Consumer Credit Center lets you take care of it now, on a payment plan that fits your budget instead of draining your savings.

The Advantage Construction Difference

Advantage Construction compared with other contractors
Category	Other Contractors	Advantage Construction
Financing	Hands you a bank’s brochure	Presented and guided by our team through our Credit Center
Application	You’re on your own after referral	Apply online, with our team beside you
Support	You’re on your own after referral	Our team supports you from start to finish
Track record	Varies	4.8★, 700+ reviews, BBB A-rated since 2013, Owens Corning Platinum Preferred

Your Project Shouldn't Have to Wait on Your Budget

A new roof, new siding, or new windows is one of the biggest investments you’ll make in your home, and at Advantage Construction, we don’t think cost should stand between you and protecting it. That’s why the Advantage Construction Consumer Credit Center offers flexible financing options built around your project, your timeline, and your budget.

Get a personalized look at the financing options available for your project today — no obligation, no pressure.

*Soft credit check — no impact to your score.

Want to See Your Options?

Tell us a bit about your project, and we’ll follow up with the financing options available to you. No obligation.

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Ready to apply now? See my loan offers

Or call (763) 354-8441 to speak with our team directly.

Frequently Asked Questions

What is the Advantage Construction Consumer Credit Center?

It’s our own financing program. We present your payment options, answer your questions, and stay with you from your first call to your finished project.

Will checking my options affect my credit score?

No. Checking your options uses a soft credit inquiry, which doesn’t affect your credit score. A hard inquiry may apply later if you move forward with a full application.

What if my credit isn't perfect?

We work with multiple lending partners so we can often present more than one option, even for less-than-ideal credit. We recommend applying to see what’s available.

What projects can be financed?

Roofing, siding, windows, gutters, attic insulation, and ice dam removal work. The full range of Advantage Construction’s residential services.

Is Advantage Construction the lender?

No. Advantage Construction isn’t a lender. We partner with third-party lenders to offer financing options, and you apply through their secure online forms. Our team is here to help you compare options and answer questions along the way.

How is this different from applying at a bank?

You have one point of contact, Advantage Construction, from your first call to your finished project. Our team helps you compare options and walks you through each step, instead of handing you off to a call center.