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Flexible Financing Options for Minnesota Homeowners
Get Your Project Done Now. Pay Over Time.
Roofing, siding, windows, or gutters — the Advantage Construction Consumer Credit Center gives you flexible ways to pay, managed entirely in-house. No bank paperwork, no runaround.
4.8★ · 700+ Google Reviews | Owens Corning Platinum Preferred | BBB A-Rated Since 2013 | Backed by $30M+ Annual Sales
Which Financing Option Fits Your Project
Most contractors hand you a brochure and send you to a bank’s website to apply. We don’t. The Advantage Construction Consumer Credit Center is our own financing program: one application, multiple payment options, and support from our team from the first call to the final walkthrough. You work with Advantage Construction the whole way through.
Payment Options Through Our Credit Center
12 Months Same As Cash
Take care of your project today and pay it off interest-free within 12 months. Our most popular option for homeowners who want the flexibility of monthly payments without the long-term interest.
- No interest for 12 months
- Low monthly payments
- [2–20] year terms available
- Credit-based interest rate
- 100% financing up to $[150,000]
Low Monthly Payment Plan
Spread the cost of your project over a longer term and keep your monthly payment as low as possible. Perfect for larger projects or homeowners who prefer predictable, budget-friendly payments.
- 100% financing — no down payment required
- [2–20] year repayment terms
- Competitive, credit-based interest rates
- Finance up to $[150,000]
Home Equity Line of Credit (HELOC)
For your largest projects, a Home Equity Line of Credit lets you leverage your home’s existing equity to fund major roofing, siding, and remodeling work at competitive rates.
- 100% financing available
- [5–30] year terms
- Credit-based interest rates
- Finance up to $[400,000]
*Terms, rates, and promotional periods vary by applicant and are set by our lending partners; final terms are disclosed before you sign anything.
How It Works
Getting financing through the Advantage Construction Consumer Credit Center is simple. No bank website, no separate application — just a few simple steps from your first call to a finished project.
01
DISCOVERY
You see our website or ad with financing mentioned under the Advantage Construction name, not a bank.
02
CONSULTATION
During your free inspection, we present the Consumer Credit Center and walk you through the payment options that fit your project.
03
APPLICATION
You apply through our portal. Quick and simple, with no separate bank website.
04
APPROVAL
You get approved and see the Advantage Construction name on your payment plan. Decisions are often made in minutes.
05
WE GET TO WORK
Once approved, we schedule your project and handle the rest.
06
REFERRAL
You tell your neighbor about the financing Advantage Construction offered. The trust and the relationship stay with us.
Why Finance Your Project
A full roof replacement typically runs $11,500–$27,000+, depending on home size, and siding, window, and gutter projects carry their own ranges. Financing lets you:
- Replace storm-damaged or aging roofing, siding, windows, or gutters now instead of waiting
- Avoid draining savings or putting the project on a high-interest credit card
- Cover the gap between an insurance payout and full replacement cost
- Spread the cost of upgrades not covered by insurance (windows, gutters, attic insulation)
A delayed roof, siding, or window repair rarely stays small. It tends to get more expensive the longer it waits. Financing through the Consumer Credit Center lets you take care of it now, on a payment plan that fits your budget instead of draining your savings.
The Advantage Construction Difference
| Other Contractors | Advantage Construction | |
|---|---|---|
| Financing | Hands you a bank’s brochure | Managed in-house through our Credit Center |
| Application | A separate lender website | One application, our portal |
| Support | You’re on your own after referral | Our team supports you from start to finish |
| Track record | Varies | 4.8★, 700+ reviews, BBB A-rated since 2013, Owens Corning Platinum Preferred |
Your Project Shouldn't Have to Wait on Your Budget
A new roof, new siding, or new windows is one of the biggest investments you’ll make in your home, and at Advantage Construction, we don’t think cost should stand between you and protecting it. That’s why the Advantage Construction Consumer Credit Center offers flexible financing options built around your project, your timeline, and your budget.
Get a personalized look at the financing options available for your project today — no bank application, no obligation, no pressure.
*Soft credit check — no impact to your score. No prepayment penalties. Pay it off early and save.
Want to See Your Options?
Tell us a bit about your project, and we’ll follow up with the financing options available to you. No obligation.
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Or call (763) 354-8441 to speak with our team directly.
Frequently Asked Questions
It’s our own financing program. Instead of sending you to a bank to apply on your own, we manage the payment options and application process directly.
No. We use a soft credit pull to check your eligibility, which does not impact your FICO® score. A hard inquiry is only made if you choose to accept a loan offer.
Yes. There are no prepayment penalties, so you can pay down your balance ahead of schedule and stop paying interest sooner.
We work with multiple lending partners so we can often present more than one option, even for less-than-ideal credit. We recommend applying to see what’s available.
Roofing, siding, windows, gutters, attic insulation, and ice dam removal work. The full range of Advantage Construction’s residential services.
Advantage Construction partners with third-party lenders to offer financing, but you apply and manage everything through us.
You never leave the Advantage Construction experience. One point of contact, one application, and our team helping you the whole way, not a cold handoff to a call center.